Do I have to pay Zakah on money that I have lent to others?
Salafi stand : No you don't.
https://www.ntvbd.com/religion-and-life/71803
Hanafi stand : Yes you have to.
https://ahlehaqmedia.com/5072/
Salafi : Islam.qa
Pay only if you have reasonable expectation of getting it back.
https://islamqa.info/en/answers/125854/